ESG Investing | Medford, OR

Investment Management

In a society built on capitalism, we as consumers vote with our money. Many people already understand this when they shop for groceries, furniture, or clothing. But did you know your values are even more important with investing? Think about how much money you set aside for your retirement and investment goals. We ensure our investment recommendations match your values while still maximizing your earnings.

Why Choose Value-Based Investing?

As members of society, we can all make a difference by voting with our money. How we spend our money communicates our preferences to big corporations, which can bring about positive change. Using your values to make investment decisions also helps you sleep easier at night.

Nobody wants to retire on earnings they received based on someone else’s misfortune. When companies are environmentally and socially responsible, they can do great things for our communities while still being profitable.

What Is ESG Investing

ESG stands for environmental, social, and governance. A company’s environmental impact must be an important factor when choosing investments. It’s not just about avoiding the harvesting of limited resources, protecting wildlife habitats, and reducing toxic emissions. An environmentally responsible company may also choose to go paperless or be strategic about its packaging.

The social factor evaluates how a company interacts with people and affects society. Socially responsible companies give back to their communities and provide jobs that pay a decent salary.

Finally, the governance factor deals with how the company is run. In many corporations, the executives receive an inordinate amount of compensation while their employees receive minimum wage. This does not align with the principles of ESG investing.

Dave Ramsey’s SmartVestor Pro Program

We’re honored to be part of Dave Ramsey’s SmartVestor Pro Program. Only a select number of financial advisors are part of the system. We follow their high standards of customer service. Instead of telling you what to do, we teach you how to be a good steward of your money.

We also respect your decision to get out of debt before you start investing your money. As financial advisors, we can help you achieve both goals. As part of the Dave Ramsey SmartVestor Program, we can help you make biblically responsible investment decisions.

How Taxes Factor into Your Investment Decisions

We take a comprehensive approach to your financial decisions, because we want to help you keep more of your hard-earned money. With tax efficient investing, we ensure you don’t pay more in income taxes than you need. It may mean setting up your investment portfolio in a pre-tax retirement account. We can also help you donate to your favorite causes while reducing your taxable income.

Frequently Asked Questions

Does Value-Based Investing Mean Lower Returns?

No. While many corporations put profits before everything, following your values doesn’t mean you can’t get rich. When we select your investments that are in line with your values, we still follow our investment criteria to find assets that perform well. We also analyze your returns and manage your portfolio accordingly. Living by your values does not mean you won’t see profits or need to settle for lower returns.

How Do You Find ESG Investments?

It takes time and experience to understand and identify companies that are socially and economically responsible. We have pursued value-based investments for many years, and we can help you identify the investments that meet your criteria. Besides your values, these criteria include your investment objectives, risk tolerance, and timeline.

Why Should I Work with a Value-Based Financial Advisor?

As a caring individual who wants to make a difference in the world, you want to work with an advisor who understands value-based investing. Otherwise, you’ll get talked into investing in the hottest stocks of companies that violate your deepest beliefs and standards. Working with our value-based investors assures you that your money is working for a cause you can support.

Get Started with Value-Based Investments

Value-based investing is a great way to build wealth and make a difference. As an investment advisor, I understand the importance of choosing your investments wisely. I have the knowledge and experience to guide you toward the investments that support your values. Contact me today to make an appointment and get started with value-based investing.

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